Our Regulated Lending & Technology Partners
Finonest India Private Limited operates transparently as a Corporate Lending Service Provider (LSP) and Direct Selling Associate (DSA). We partner exclusively with RBI-regulated Scheduled Commercial Banks, leading NBFCs, and accredited credit information representatives.
Statutory Lending Facilitation Scope (RBI Directions 2025)
Finonest India Private Limited is not a bank or NBFC and does not disburse loans or extend credit lines on its own balance sheet. Credit appraisal, underwriting, terms, interest rates, and loan sanctions are determined solely by our partner lenders.
Facilitates new vehicle finance, used car purchases, and pre-approved personal credit facilities.
Underwrites vehicle acquisition and equity refinance with automated electronic KYC and mandate registration.
Financing options across private passenger vehicles and commercial transport with competitive multi-year tenors.
Tata Capital
Tata Capital Financial Services Limited
Comprehensive multi-brand used automotive loan facilities offering flexible income surrogate assessments.
Digital-first auto loans with minimal documentation, spot pre-qualification, and paperless loan disbursal.
Twominutes Fintech (CRIF High Mark)
Twominutes Fintech Private Limited
Obtains your credit information from CRIF High Mark Credit Information Services Private Limited for the eligibility check you authorise. Its own Terms, Privacy Policy and Grievance pages are at kredbharat.com.
Facilitates multi-lender distribution pathways where applications are matched across secondary credit options.
RBI Digital Lending Master Directions & DPDP Act 2023 Disclosure
Every customer application submitted on Finonest is routed exclusively to the lending entity actively confirmed by the applicant on the final submission screen. We never broadcast personal financial documents to unselected third parties. Detailed data handling boundaries are set out in our Application Sharing Notice and Privacy Policy.